Tag: finance

How to Create a Family Budget: Useful Tips and Financial Planning Tools

It’s time to start living on a budget that works for your family. Make smart financial choices to avoid getting into debt, cut down costs, save money, and stretch a paycheck without constantly taking loans. Quickly assess your financial situation, and create a family budget with our step-by-step guidelines. Table of contents: What Is a Family Budget? What Does a Family Budget Include? Why Should You Have a Family Budget?…

Hope for the Best: January Demand for Payday Loans Exceeded New Year’s Eve

The number of microfinance organizations that issue payday loans in the USA is growing: in January 2022, an increase in demand was recorded not only to January last year, but also, which is unusual, by the New Year’s Eve. According to experts, the main reason for this trend is the tightening of borrower requirements set by banks. Demand could also be affected by the growth in consumer activity. Americans took…